Download PDF Creditworthiness of Private Persons. an Approach Using Social Network Sites
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Bachelor Thesis from the year 2014 in the subject Business economics - Marketing, Corporate Communication, CRM, Market Research, Social Media, grade: 2,0, Rhine-Waal University of Applied Sciences, language: English, abstract: On 31 December 2013, 757 million users logged on to Facebook. The tremendous number shows the huge size of the Facebook network. 1,23 Billion active monthly users produce more than 30 billion pieces of information every month. The stunning size of information can be used for different analyses. One area of application may be the checking of the creditworthiness of private persons. In today's world, the checking of the creditworthiness of private persons becomes more important, due to the increasing distance trade. The different trade partners usually don't know each other. That leads to an information asymmetry in the sense of reliability. Additionally, the number of private insolvent person increased since 2000 dramatically. In 2000 there were around 14024 private insolvent persons in Germany and in 2013 already 121.784 (see figure 1). Even if the private insolvencies decreased after 2010, it is still on a high level. To resolve this information asymmetry and reduce the risk of the inability of customers to pay, companies can use the provided services of credit reporting agencies like Schufa, Creditreform or Arvato Infoscore. Those credit reporting agencies use different public and non-public sources to evaluate a private person's creditworthiness. The highly discussed social network data could be a future database for the evaluation of the creditworthiness of private persons. Not only the high numbers of users, but also the available data on social networks, makes it an interesting source of information about a private person's financial situation. Immediate Openings - MAXJOB Job number: T6326 [Send to Friend] Title: Accounting Assistant: Industry: Manufacturing: Salary: Job duties: Accounting Assistant This position is a temporary Privacy Support TELUScom At TELUS we respect our customers' privacy and take great care to safeguard personal information As part of our ongoing commitment to putting customers first we Open Status Search Social media completely changed the game for marketers Right now there are many easy ways for you to increase your content viewership or your product engagement THEBRIDGE - Breaking News The Positive Counter Measures After the conclusion of the agreement with the Institutions Government circles announced the Governments positive countermeasures to Annual Credit Reportcom - Home Page Please note Are you using a cell phone or tablet to reach AnnualCreditReportcom? Although this website is very secure the wireless network that you are using to get The Free List of Bank & Credit Union Repo Sales Repo Finder provides free repossessed bank cars for sale bank repossessed cars credit union repossessions and ATV repo lists among other repo sales service lists KEY FACTORS IN THE SUCCESSFUL IMPLEMENTATION OF BATHO PELE 227 pages key factors in the successful implementation of batho pele principles uploaded by Business Case Studies glossary of terms Business Case Studies glossary of terms Business Case Studies glossary contains key Business Studies terms referenced in the case studies Click on the initial Preferred Practices for the Insurance Agent - Cape School AN AGENT CODE OF ETHICS In all my professional relationships I pledge myself to the following rules of ethical conduct: w I will make every conscious effort to help TD Online Privacy Code TD Bank Group The TD Bank Group commitment to privacy Protecting your privacy and the confidentiality of your personal information has always been fundamental to the way we do
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